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Stop fraud in a click

Get guaranteed chargeback protection and 99% approval rates with Bolt Fraud, the smarter way to protect every transaction without slowing down your shoppers.

Illustration of a person holding an UI window of Bolt's fraud protection level slider.
Illustration of a person holding an UI window of Bolt's fraud protection level slider.

What is Bolt Fraud?

Bolt Fraud is fraud protection for online checkout that combines AI with human review. It scores every order against 200+ real-time data signals, decides 97% of transactions in real time, and sends only the riskiest orders to expert analysts. Bolt Fraud averages a 99% order approval rate, and the Total Fraud Protection plan indemnifies qualifying approved transactions that charge back as fraud, under your Bolt agreement.

*Rates may vary by industry.

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Smarter protection, faster approvals

Bolt Fraud combines AI and human expertise to catch fraud before it happens, so you can approve more orders with total confidence.

99% average order approval rate

Instantly flag suspicious activity and approve genuine orders using 200+ real-time data signals.

97% of transactions decided in real time

Our expert fraud team reviews only the riskiest cases, keeping your customers moving and your revenue safe.

Deeper insights, better decisions

Our expert fraud team reviews only the riskiest cases, keeping your customers moving and your revenue safe.

You’re 100% covered

Bolt’s chargeback guarantee means you never lose another dollar to fraud. Ever.

Multiple layers, zero guesswork

Fraud protection shouldn’t be a black box. Bolt layers advanced automation with human review to stop bad orders before they hit your bottom line.

ReCaptcha

Blocks bots before they can attack

Risk AI

Scores every order using 100s of live data points

Allowlist / blocklist

Fast-track safe customers, stop known offenders

Risk analyst review

Expert review for the top 3% of flagged orders

Micro-auth

Quick card verification for edge cases

Declined order recovery

View rejected order insights and request re-review

Trusted by over 250 businesses and counting

Frequently asked questions

There are three plans. Basic Protection is included and covers email, card token, IP and disputes blocklists plus velocity rules. Assisted Fraud Protection is $0.30 per transaction and adds a risk assessment score and risk factor details. Total Fraud Protection is 0.79% per transaction and adds indemnification of qualifying fraud chargebacks, a manual risk review team and re-review requests. Rates may vary by industry.

Yes, on the Total Fraud Protection plan, which provides indemnification of qualifying approved transactions that charge back as fraud, under your Bolt agreement. The Basic and Assisted plans don't include indemnification.

Several layers work together. ReCaptcha blocks bots, Risk AI scores every order using hundreds of live data points, allowlists and blocklists fast-track safe customers and stop known offenders, and micro-auth verifies cards in edge cases. Risk analysts review the top 3% of flagged orders, and 97% of transactions are decided in real time.

Yes. Declined order recovery shows insights on rejected orders and lets you request a re-review. Re-review requests are part of the Total Fraud Protection plan.

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